Rain suits are essential and electric trolleys are being encouraged by many to take the strain and help avoid injury – but all of this specialist equipment comes at a price. It is estimated that your average golfer is carrying in excess of £2,000 of equipment – but what happens if you lose some of your equipment, or worse still, the whole lot courtesy of an opportunist thief? Depending on the circumstances of your loss, you may think…or hope…that your household policy will cover you. In most situations this is not the case and even if you had specified it an individual golf insurance policy will offer you more protection than just theft of equipment.
Apart from protecting you from theft, a decent golf insurance policy should also include the following:
A minimum of £5 million of public liability cover
New for old cover – regardless of the age of your equipment
24 hour theft from car cover
Worldwide cover if you’re planning a golfing break overseas
Golf club membership fees covered in the event of illness or accident – on or off the course
The next time you go through your equipment checklist, think about protecting yourself from these risks if you haven’t already done so.
Golfplan is recommended by the PGA and has ben taking of UK golfers for more than 27 years. Compare our policies with our competitors here, you will find fewer restrictions with Golfplan when compared with cheaper providers who are able to offer cheaper premiums by restricting cover. Always check the smallprint before committing to a policy and ask any provider specific questions to ensure you understand what you’re buying.
Check out our market leading cover and policy options here
