Do your homework

When it comes to golf insurance there are plenty of insurers out there to choose from, making sure you get the right cover requires a bit of careful homework.

Here are two of the most requested types of cover and examples of limitations from some cheap insurers –

New for Old cover is provided by most insurers but if your clubs are a few years old some insurers will not actually cover them on this basis.

Public Liability is important when you’re out on the golf course. If you enjoy playing golf on a lunch break or after work with you work colleagues it might be worth checking that the public liability cover on offer does include this type of playing partner.

Golfplan Insurance provides their policy holders with one of the most comprehensive covers on the market, where New for Old policies really are New for Old.  

All New for Old policies provide –

New For Old – whatever the age (inc buggies and custom fit), Public Liability - £5m, Personal Accident – up to £75,000, Accidental Property Damage - £2m, Hole-in-One up to £300 and more.

To compare golf insurance polices click here

Is golf insurance worth it?

Golf insurance isn’t compulsory by law but most golf clubs are now insisting that all members are covered when stepping onto the golf course. For many golfers they don’t see that golf insurance is worth it, but what would you do if your miss hit golf ball knocked a fellow golfer unconscious and they sued?

There are many occasions of this or similar types of accidents occurring, and it is the responsibility of the individual to make sure they are covered.  Public Liability claims can be expensive!

Another big reason to have golf insurance is to cover your equipment from theft and damage. Many golf insurance providers offer New for Old cover for golf equipment, but please make sure you are getting the right cover as some providers will not cover your equipment with new if they are over three years old.

Golfplan Insurance provides a comprehensive package of  cover including; New For Old – whatever the age (inc buggies and custom fit), Public Liability - £5m, Personal Accident – up to £75,000, Accidental Property Damage - £2m and much more. Not only can you rest assure that Golfplan provides one of the most comprehensive cover on the market but we are also recommended by the PGA.

For more information on Golfplan Policies click here.